Apps Similar to Slice in India: Slice is a popular app that enables you to pay your bills using credit. It allows customers to spread their payments over three months without incurring additional fees. Slice, which offers around Rs. 10 lahks in credit, is utilised by more than 12 million people nationwide. With this card, you may earn rewards equal to up to 2% cashback on each transaction. This option suits those new to credit because the qualifying requirements are easy. This blog will discuss apps like Slice, which offer simple ways to pay, borrow, and spend money.
Additionally, none of these advantages require an annual or membership fee to be used in Slice. Slice accepts users who do not have a CIBIL score as well. Anyone above 18 years old may easily apply and start utilising its services. This article lists 8 alternatives to Slice.
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Top 8 Alternative Apps Like SlicePay
Below are the top 8 alternative applications you can use instead of Slice:
| S.No. | Service | Description |
|---|---|---|
| 1 | UniPAY | A versatile payment solution offering a range of financial services. |
| 2 | OneCard | An all-in-one credit card with integrated digital banking features. |
| 3 | Paytm Credit Card | Credit card service is provided by Paytm, a leading digital wallet and payment platform. |
| 4 | LazyPay | A “Buy Now, Pay Later” service providing deferred payment options. |
| 5 | Wizi | A digital financial platform offering diverse payment solutions. |
| 6 | PostPe | A comprehensive digital payment and banking app. |
| 7 | Aspire | Focused on empowering businesses with easy financial management and expense solutions. |
| 8 | vCard | A virtual card service facilitating secure online transactions. |
Description of Some Apps Like Slice
Here are some of the brief descriptions of apps similar to SlicePay:
1. UniPAY
With its marketing approach of allowing customers to divide their bills into three equal payments and pay over the following three months without incurring additional fees, UniPAY, which is an app like Slice, has lately made headlines. On Unipay, EMI for 6, 9, 12, and 18 months is also available. Click here
Features
- You will get 1% cashback if you pay the total sum in 30 days.
- In an emergency, you can lock your card with just one click.
- 24/7 customer service and support.
- No processing charges.
2. OneCard
For the consumer’s convenience, OneCard, a slice alternative, provides fast payment through their credit and will afterwards divide the amount into monthly EMIs. In association with several of the biggest banks, such as IDFC First Bank, South Indian Bank, SBM Bank, and Bank of Baroda Financial, it also provides a metallic credit card. Users may immediately sign up and begin using the card’s features.
Additionally, OneCard gives up to 5x rewards on the top 2 spending categories. Users can track their spending thanks to the user-friendly interface, which provides timely information. Click here
Features
- In less than 5 minutes, activate your new account without any issues.
- Simply divide your money into EMIs.
- Get a premium metallic credit card.
- Utilize the EMI dashboard to manage your EMIs without any help or support.
- Fast rewards and deals.
3. Paytm Credit Card
Out of many apps like Slice in India, Paytm Credit Card is one of the country’s earliest mobile payment apps that provides credit facilities. This is one of the many conveniences that Paytm gives its consumers. With several discounts and cash backs, Paytm provides co-branded credit cards with numerous banks, including SBI. One of the most widely used cards, the credit card, is widely accepted nationwide, making it quite effortless.
Paytm credit cards offer a flat 1% reward on all purchases made using those cards. With its credit facilities, it also assists consumers in raising their CIBIL scores. Click here
Features
- 100% digital documentation procedure.
- 5% off at the Paytm Mall.
- Start now without paying an activation fee.
- Accepted by more than 30 million merchants nationwide.
4. LazyPay
Out of many apps similar to Slice, another well-known credit app in the nation is Lazypay, which provides UPI-based quick bill payment. You can use the credit facilities to pay your bills and repay them with no interest after 15 days. Based on the user’s CIBIL score, Lazypay offers loans up to Rs. 5 lakh. Click here
Features
- Quick, paperless KYC process.
- Utilize the Lazypay app for free forever.
- There are no yearly fees or additional costs.
- Enticing bonuses and cash back.
- Receive a welcome bonus.
5. Wizi
Wizi provides its members with various credit cards from the leading banks in the nation. There are many more apps like Slice, but Wizi has a very user-friendly layout; it not only assists in processing a new credit card but also in maintaining your already-existing credit cards.
With Wizi, it is simple to pay your expenses and then divide them into EMIs at a later time. Click here
Features
- Swift approval during the registration.
- There is no documentation required for onboarding.
- Absolute transparency.
- Collaborates with several of the nation’s biggest banks, including ICICI Bank and American Express.
- From a single platform, pay bills, EMIs and much more.
6. PostPe
BharatPe’s PostPe is a buy-now-pay-later software that enables users to obtain credits and use them at various retailers. We have many similar apps like Slice now, but with PostPe, you get 30 days to repay without any interest. It also offers consumers credit of up to Rs. 10 lakh based on their CIBIL score.
Through PostPe’s scanning capability, consumers may quickly pay with QR codes and make up the difference in EMIs. Each month’s first day is when the bill is created. The consumers can also choose to divide their payments into monthly EMIS of 3,4,5 and 6 months. Click here
Features
- BharatPe’s PostPe is a buy-now-pay-later software that enables users to obtain credits and utilise them at various retailers. You have 30 days to repay the money.
- Through PostPe’s scanning capability, consumers may quickly pay with QR codes and make up the difference in EMIs. Each month’s first day is when the bill is created.
- The consumers can also choose to divide their payments into monthly EMIs of 3,4,5, to 6 months.
7. Aspire
Aspire is a similar app like Slice that provides consumers with various services and offers as one of India’s first digital credit cards. Use the card to make a quick purchase anywhere. You may divide your payment into four interest-free installments. Get your credit limit by logging into the app using your cell phone connected to UPI. The software may be used without a CIBIL score or an active credit card. Click here
Features
- 5-minute registration procedure.
- Utilize your mobile device to manage your account fully.
- One-click transactions with several different vendors.
- Zero convenience costs.
- Minimum monthly cost.
8. vCard
For 50 days, vCard, which is a loan app like Slice, has a policy of no interest on credit. Users may immediately utilize their credit to make purchases, pay friends, or transfer it to their accounts.
Additionally, vCard (a slice app alternative) provides smooth service and 24-hour customer assistance. The software allows you to keep track of your credit card expenditures as well. Click here
Features
- Simple setup and paperless KYC.
- Special deals and discounts from retailers.
- Aids in raising the consumers’ credit scores.
- Users receive timely rebates and perks.
Overview of Financial Services Similar to SlicePay
The table given below provides general types of apps or services that are similar to SlicePay in terms of offering credit or financial solutions:
| S.No | Category | Description | Examples |
| 1. | Credit Cards and Digital Wallets | Many traditional banks and financial institutions offer credit cards with various features and benefits. | Traditional Banks, Paytm, Google Pay, PhonePe |
| 2. | Neo-Banks and Fintech Startups | Several neo-banks and fintech startups focus on providing digital financial services. | Chime, N26, Revolut |
| 3. | Buy Now, Pay Later (BNPL) Services | BNPL services allow users to make purchases and pay for them in installments. | Klarna, Afterpay, Affirm |
| 4. | Personal Loan Apps | Various apps provide personal loans with quick approval processes. | EarlySalary, MoneyTap, KreditBee |
| 5. | Student-Focused Financial Services | Some fintech companies specifically target students with credit and financial solutions. | Avanse, Eduvanz |
| 6. | Online Lending Platforms | These platforms connect borrowers with individual lenders or investors. | Kiva, LendingClub |
Please note that the availability and features of financial services can vary by country, and it’s essential to review the terms and conditions of any financial product or service before using it.
What is Slice?
Slice is a digital payment platform. It offers credit cards as well. You will get a cashback of 2% as a reward for every transaction if you use Slice. No annual fee is required to use Slice. Slice is the perfect online transaction app for those who are new to credit, as the eligibility criteria are very simple. No joining or renewal fee is required to use Slice.
If you want to get a reward for every transaction, you must use its app, as you will get a cashback of at least 2% for every online transaction. The minimum age requirement for using Slice is 18 years old. For verification, only address proof and ID proof are required. The credit limit offered is between INR 2,000 and INR 10 lakh.
SlicePay has formed collaborations with nearly all prominent online e-commerce platforms, including industry leaders such as Amazon, Flipkart, Myntra, Snapdeal, and PayTM. All items featured on these platforms can be acquired through SlicePay.
Did You Know How Slice Scored A Bank License From RBI?
On October 4th, 2023, the RBI gave its nod for a merger between fintech Slice and North East Small Finance Bank. The Reserve Bank of India has granted a no-objection certificate for the merger between fintech unicorn Slice and North East Small Finance Bank. In what is a first-of-its-kind approval, the banking regulator has provided approval for a novel scenario where a modern financial technology company is permitted to acquire and rescue a licensed bank.
Read more at: https://www.ndtvprofit.com/business/
FAQs on Slice Like Apps
Nowadays we have many apps like Slice to borrow money. Here are some of the frequently asked questions to learn more about these apps.
Does the Slice EMI impact my credit score?
Slice promised clients that modifying its credit model would not harm their credit scores since it would still adhere to the credit bureau reporting procedure.
Do ATMs accept Uni Cards?
A Uni card cannot be used to make an ATM cash withdrawal.
Is PostPe similar to Slice?
Slice means to slice your bills, while PostPe denotes to pay later.
Does Slice offer UPI?
You may earn awards by paying with a card or UPI. Slice Mini lets you manage all of your costs in one location.
What is SlicePay’s maximum credit limit?
The Slice Super Credit Card has a credit limit of Rs. 2,000 to Rs. 10 lakhs.
To Conclude
As a Slice Card alternative, these 8 applications are incredibly user-friendly and handy. With these credit cards, explore the world of simple credits and payments and use these applications to simplify managing your money. Gain an edge even while spending money by receiving cashback and several discounts when paying through these services.
The world-class services these apps provide will ensure that your payments are safe and secure and that you benefit from the offers and deals they provide. So, choose the one that works best for you and get your card without much hassle.
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